Family & children
Allowances, taxes, childcare
Guides for this situation (14)
The guides below cover the topics that matter most at this stage.
Budgeting in Switzerland: Cost of Living and Smart Savings
High salaries, high prices. How to build a realistic budget and where Swiss households can save.
🛡️ Insurance & HealthDisability and Income Protection: How Switzerland Covers You
IV, pension fund and daily sickness allowance: what they pay and where gaps appear.
👪 Life Events & FamilyFamily Finances in Switzerland: Allowances, Leave and Childcare Costs
Child allowances, parental leave pay, childcare costs and saving for your children.
👪 Life Events & FamilyFinancial Checklist for Big Life Events: Baby, Divorce, Job Loss and Inheritance
What to review and update when your situation changes.
👪 Life Events & FamilyInheritance in Switzerland: Law, Wills and Cantonal Taxes
Compulsory portions after the 2023 reform, how wills work and why tax depends on your canton.
🛡️ Insurance & HealthLiability and Household Insurance: What Cover Makes Sense
What the two policies protect, how to choose sums insured and common exclusions.
🧾 Budget & EverydayManaging Money as a Couple: Accounts, Goals and Fair Sharing
How couples can organise accounts, split costs and plan together.
👪 Life Events & FamilyMarriage and Money in Switzerland: Property Regime, Taxes and Pensions
How the default property regime works, what marriage changes for taxes and AHV, and why a contract can help.
🛡️ Insurance & HealthRisk Life Insurance in Switzerland: How Much Cover Do You Need?
What AHV and the pension fund pay to survivors and how to fill the rest with term cover.
🧾 Budget & EverydaySaving for Big Purchases: Car, Wedding, Holiday or Renovation
How to set a target, pick the right account and automate the plan.
🛡️ Insurance & HealthSupplementary Health Insurance and Premium Subsidies
What supplementary insurance covers, when it pays off and how to claim cantonal premium reductions.
🧾 Budget & EverydayTeaching Children About Money: Pocket Money, Saving and First Accounts
Age-appropriate ways to build good money habits.
🧾 Budget & EverydayEnergy Costs at Home: Electricity, Heating and Subsidies
How to estimate your energy bill, where the savings are and what support exists.
🛡️ Insurance & HealthFamily Doctor, HMO and Telemedicine Models: Cheaper Insurance With Rules
How alternative insurance models work, who benefits and what you give up.
Calculators for this situation
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