FrancSense Swiss money, explained
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Understand your money, the Swiss way.

100 free calculators and 100 plain-language guides on pensions, taxes, property, insurance and investing in Switzerland.

Popular search terms:Pillar 3aMortgageNet salary
Pillar 3a Growth Projection
CHF 264'621
Projected capital
  • Projected capital
  • Total contributions
0200k400k600k10203040
Projected capital – depending on Years until withdrawal (years)
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100calculators
100guides
10topics
4languages

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Pillar 3a Tax

Mortgage Affordability

Net Salary

Investment Calculator

Rent vs Buy

Compound Interest

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Investing

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Retirement & 3a

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Home & Mortgage

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Income & Tax

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How much could Pillar 3a save you?

Indicative marginal tax rates per canton for a single person; the exact saving depends on your situation. Check your canton’s tax calculator.

Estimated tax savingCHF 1'887
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Featured guides

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🏔️ 6 min read

The Swiss Three-Pillar Pension System Explained

AHV, pension fund and private savings: how the three pillars work together and what each one gives you.

🏔️ 7 min read

Pillar 3a: The Complete Guide to Tax-Free Retirement Saving

Contribution limits, how to choose between a bank account and securities, and how to cut tax on withdrawal.

🏠 7 min read

Buying Property in Switzerland: Equity, Affordability and Costs

How much equity you need, what banks calculate and which costs surprise first-time buyers.

Why FrancSense

1

Transparent calculations

Every result shows its inputs. Nothing you enter leaves your browser.

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2

Swiss sources

Based on published Swiss figures, with links to official sources.

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3

Methodology & assumptions

See our parameters and where the estimates have limits.

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