Pillar 3a Contribution & Tax Saving

Your maximum 3a contribution and the tax you save by paying it in.

Maximum 3a contribution per yearCHF 7'258

Estimated tax saving – depending on Marginal tax rate

Learn more

AHV, pension fund and private savings: how the three pillars work together and what each one gives you.

Contribution limits, how to choose between a bank account and securities, and how to cut tax on withdrawal.

How to find your buy-in potential, spread purchases over several years and avoid common traps.

Project your 3a capital with regular annual contributions.

Compare locking money in pillar 3a against investing the same net amount freely.

See how splitting 3a accounts over several years lowers the capital withdrawal tax.

Voluntary purchases into your pension fund are tax-deductible.

Turn your retirement capital into an annual pension using the conversion rate.

Rough estimate of your monthly AHV old-age pension from your contribution years and average income.