Maximum Yearly Healthcare Cost

Your worst-case cost in a year: premiums, franchise, 10 % deductible and hospital contribution.

Yearly premiumsCHF 4'560

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How the deductible, 10 % co-payment and managed-care models affect your yearly cost.

What these optional policies cover, typical exclusions and who should consider them.

Mandatory insurance, the sensible extras and the policies that are often oversold.

Find the franchise (deductible) with the lowest total yearly cost for an adult.

At what yearly healthcare cost does a lower franchise start to pay off?

Children’s franchise options range from CHF 0 to 600; out-of-pocket is capped at CHF 350 per year.

Estimate the coverage that protects your family’s income if you die.

Compare your income with benefits from IV and your pension fund if you become disabled.

See how much of your salary is covered by compulsory accident insurance.